New Construction Hard Money Loans in Corpus Christi

 

Capstone Capital Partners is the spec construction hard money lender that Corpus Christi trusts. Our team has closed over $500M in both traditional and private transactions through decades of Texas real estate experience. Builders choose Capstone for our super efficient draw process, fast funding times, and an experienced staff that personally cares for each borrower.

We process, close, and service each loan in-house. You’ll work with the same team from start to finish, and should expect to close in as fast as seven days with an accepted appraisal in hand. We know exactly what it takes to win in Corpus Christi as a builder or developer. Answer just a few quick questions to get started on a same-day pre-approval! Get pre-approved in 24 hours with the new construction lender Corpus Christi trusts!


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Capstone’s New Construction Advantage

There are several reasons that construction spec borrowers choose us over traditional banks and other private lenders. These are a few specific ways that Corpus Christi builders win with Capstone:

  • Competitive pricing: from 10-12% APR and 3-4% in points

  • 12 to 24 months of interest-only payments

  • Simple & efficient draw process

  • Up to 70% ARV

  • Put down as little as 10%

  • Loan values from $100K to $7M

  • Single-family, multifamily, condos, commercial properties, and more are eligible for spec construction loans

  • Get pre-approved in 24 hours

 

 
 

Check out more information on terms and eligible property types on our lending parameters page.

 

Texas Borrower Reviews

We’ve built our success one relationship at a time. Capstone and its in-house servicing company both hold A+ BBB ratings. Check out what borrowers are saying about working with Capstone Capital Partners!

 

“Always up front, honest and full of integrity. These guys are the real deal in private lending.”

Kenn Renner
Austin Realtor


“Our partnership has flourished into a friendship and because of their excellent business practices and vision; they are allowing us to fulfill our dreams as a community based non-profit organization. They are professional, strong in ethics and integrity; they have a caring response to client relationships.”

Mark Pecina (Pastor of Faith Builders Worship Center Austin)
Borrower


What’s a Spec Construction Loan?

“Spec” is short for “speculative”, which refers to the basis on which we lend. We lend money based on what we speculate the property to be worth after construction is finished. Spec construction loans are for builders and developers, and not for borrowers who are looking to move into the home as their primary residence. Capstone Capital Partners does not serve homestead or owner-occupied loans.