Hard Money Construction Loans for Texas Investors

 

From SFRs, to high-end multifamily properties, to commercial buildings, Capstone Capital Partners has funded new construction projects as a trusted hard money lender across the state of Texas since 2006. There are a lot of moving parts involved from starting on a bare plot of land to finishing and selling a property. That's why you need the speed, efficiency, and professionalism of an experienced team.

All property types (including commercial) are eligible for hard money construction — also known as bridge loan — financing. We work hard to preserve your liquidity with low down payment options. Plus, you'll only pay interest on the stages of your loan that have already funded. Capstone's stage funding has saved borrowers millions. When speed and flexible requirements are crucial, Capstone is your first choice. Get pre-approved in just 24 hours!


Interior of newly constructed home showing framing funded by a hard money lender

Capstone’s Construction Loan Advantages

After $500M funded through our collective careers, we’re ready to tackle any new construction project in Texas. Most of our borrowers are repeat clients and friends. We’re an A+ Better Business Bureau lender with the track record and testimonials to inspire confidence in new borrowers.

  • Competitive pricing: from 10-12% APR with stage funding

  • Efficient draw schedules

  • 12 to 24 months loan terms

  • No strict rules on borrower liquidity

  • Up to 70% LTV

  • Put down as little as 10%

  • Loan values typically range from $1M to $5M

  • All property types are eligible

  • Supportive and friendly family-owned service

  • Get pre-approved in 24 hours!

Texas Borrower Reviews

From origination through servicing, you’re kept in house at Capstone. You’re not treated as a file to be passed around — you’re a partner.

 

“I’ve worked with Capstone Capital Partners for 3 years now - 4 remodel projects as well as 5 new construction homes. They understand real estate values, have always been able to close quickly and they have a very smooth and organized construction draw process. I would recommend Capstone to anyone looking for a seasoned lender in Central Texas.”

Peter Pevoto
Borrower


“We could not have asked for a better group of people to work with. We have had multiple hang ups throughout our projects. Capstone has been there every step of the way to help us through each and every one. We can not recommend them enough: straightforward, honest, caring and accountable. Thank you!”

Scott — A.M. Properties

Borrower


Capstone Capital Partners lends with competitive terms and a dedication to close quickly. Whether you have more questions or you’re ready to secure financing right away, we’re here to help. Get started today!