Who is Capstone?
Capstone Capital Partners, LLC is a Direct Private Lender with a trusted network of seasoned private individuals who lend on first lien mortgages in Texas. Capstone originates, processes and closes all loans in-house and along with our in-house Loan Servicing Company (Walter Servicing). Together, we have decades of lending and real estate experience. With our combined experience our team has closed and funded over 500M in loans for both traditional and private funding transactions. The Capstone team has developed a unique and innovative business model for private lending that makes it a smooth and transparent process for both our borrowers and lenders.
Capstone offers both traditional Hard Money and Soft Money lending programs as well as an Alt-A prime lending model. Our focus is to offer speed and ease of financing combined with competitive pricing for private capital. We believe you will appreciate our common sense approach to lending with our friendly experienced staff. Most importantly you want a private lender that you can trust to get you to the closing table and Capstone strives for this reputation.
Everyone Wins – The Capstone Advantage
At Capstone we do not have a one size fits all mentality. Our bridge loans can range from as low as 9.99% and as high as 14%; however, our typical range is from 10.99%- 12%. It all depends on the deal and the level of risk involved. Our prime lending program (limited availability) is available for borrowers with strong credit and liquidity and for properties that do NOT need renovation work (Buy & Hold). In other words this program is typically for near miss conventional financing and is usually geared towards self employed individuals who cannot qualify for traditional bank financing because of debt-to-income ratio issues. Other projects such as renovation and construction loans warrant a higher risk and loan cost accordingly. However, no matter what type of private funding you are looking for chances are Capstone will have a unique competitive quote just for you. See below for a chart that shows the industry position that Capstone specializes in.
Direct Lender- Fast Answers and Honest Feedback
No Red Tape- Common Sense Lending
Competitive Pricing- Not One Size Fits All- Multiple Lending Programs Available
Fast Closings- We Close When The Deal Makes Sense
BBB Accredited Business