Hard Money Investment Loans- Broker Friendly

Private Capital for your Real Estate Deals

Commercial & Residential 


Get Pre-Approved Today: 512-257-1330

No Upfront Fees- Fast Closings

$100,000 – $3,000,000

Deal in Hand?

Apply Online- Click Here


“We use our bank for most projects, and Capstone for the ones that miss the mark with our bank.  Capstone allows us to get better leverage on deals that have strong finshed values and their loans let me keep more of my cash to run my business.  They also get the deal funded in half the time a traditional bank takes”

Terry F. (Landlord/Builder- Houston, TX)


“As a referring partner, even when the tail end of the deal made it difficult to pay a broker, Capstone protected my commission…If a deal doesn’t fit inside a bank’s box, Capstone will make it happen”

Thomas B. (Commercial Broker- Austin TX)


“Capstone’s creativity and “get it done attitude” is helping me make it happen.  Owner of six rentals and continuing to build…Capstone provides the personal service and creative deals you will find nowhere else”

Cal B. (Landlord/Investor- Houston, TX)


“Our partnership has flourished into a friendship and because of their excellent business practices and vision; they are allowing us to fulfill our dreams as a community based non-profit organization. They are professional, strong in ethics and integrity; they have a caring response to client relationships”

Mark Pecina (Pastor- Faith Builders Worship Center)

Join Our Community of Borrowers

Who Desire Private Funding



Prime Rate- Buy & Hold:

Max LTV= 70% (based on As-Is or today’s value- will consider higher)

Interest Rate= 8.750% -10.99%

Standard Points= 3-4%

Loan Term= 12-36 Months (up to 15 year amortization on certain loans)

Loan Amounts= $100,000 and up

* Rates & LTV vary depending on credit, location of the property and availability of capital



New Construction & Fix & Flip:

Max LTV= 70% (based on final market value)

Interest Rate= 12%+

Standard Points= 3-5%

Loan Term= 6-18 Months

Loan Amounts= $100,000 – $800,000

Other Requirements– Builder/Renovator must have experience with proven track record



Commercial Property:

Max LTV= 70% (based on the stabilized final market value)

Interest Rate= 10%-12%

Points= 3-5%

Loan Term= 12-36 Months

Property Type= Office, Multi-Family, Retail, Land, Etc.

Loan Amounts= up to 3M


Our Private Lending Loan Terms

We are local to Texas- Headquartered in Austin (with a Dallas/Fortworth Local Representative)

We lend on properties in Houston, Dallas, Fort Worth, San Antonio, Austin and surrounding major metro areas.

Each loan is set up with Monthly Interest-Only Payments.

We often can include a majority of the purchase price, rehab cost, interest payments, carrying cost/closing cost in the loan amount.

We have a flexible loan structure and we are creative when structuring the financing needs of our borrowers

Our loans typically range from 1-2 years in length.

Get Pre-Qualified Now:

Apply Online- Click Here